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ACH Universal allows you to easily create ACH transactions for:
• Direct Deposit for employees
• Collections from customers
• Payments to vendors and governmental agencies
• Consolidating funds between accounts in different banks


With ACH Universal, you can create and transmit ACH files in PPD/PPD+, CCD/CCD+, CTX, ARC, POP, WEB, TEL, RCK, and other NACHA-standard file formats.

ACH File Software
From this report ....





.... ACH Universal ™ can produce this:
ACH File Creation Software, including CTX


Easily installed on a desktop computer, SQL, or Citrix Meta Frame Server, ACH Universal provides an easy-to-use, affordable, automated file creation and transmission solution that's fully compatible with all bank and accounting packages, and payroll services.

Easy to Setup
ACH Universal is easily installed without MIS support. The Setup Wizard assists you in entering the setup information provided by your bank.

If you already have the setup information from your bank (routing number, account number, password, etc), you can download our software now, and can be up-and-running today.

Easy to Use
You can bring in data from virtually any accounting, payroll or billing system. You can even import, or 'Copy and Paste', from an Excel spreadsheet. Once you bring in the data, the system automatically remembers your settings.

Easy to Transmit ACH Files
Depending on your bank's system, ACH Universal can transmit the ACH file via FTP or email, or take you to login to a bank's web portal.

Installed at your location, ACH Universal can be fully automated to accept data from your accounting system, create an ACH-NACHA formatted file, and then transmit it directly to the bank.

Our Easy Steps program assists you throughout the process and contains context-sensitive help. In addition, free phone support is available to help you get up-and-running - quickly and easily.

Our Commitment to Design
Our software works with your accounting package, billing system, payroll system, or industry specific application. It is an 'add-on', not a replacement.

Whether your existing system is a stand-alone version of QuickBooks, an enterprise-wide implementation of PeopleSoft, or you simply have transactions in an Excel spreadsheet - we can work with your data.

Think of ACH Universal as an ACH 'Plug-and-Play' for your existing system.

With ACH Universal, creating and transmitting an ACH file is as easy as:

1) Run a report from your accounting, billing, or industry specific system for the transactions you want to create - and import this into ACH Universal.

If your accounting system cannot store account and ABA/routing numbers, ACH Universal will automatically lookup this information for each transaction.

2) Click 'Transmit to Bank' - the system will create the ACH file (NACHA file format) and transmit it to your bank.

With its built-in scheduler, you can automate the import, file creation and transmission process.

ACH Universal then sends a confirmation email to you, a colleague, your bank, or other recipient that you designate, indicating that the process was completed.

Pricing/Licensing
Because ACH Universal is a client-side software solution -not a service provider- there are no contracts, recurring fees, service charges or usage fees of any kind
(Note: maintenance support after 90 days is optional).
Pricing Chart


ABA Numbers
Full listing of all ABA - Routing numbers at time of installation. Subscription updates included with maintenance.


Business clients: License ACH Universal and install it directly at your desktop location or server. Our software is compatible with all banks and we ensure that you can create and transmit your file - in NACHA file format.
ACH Payments
ACH Transfers
ACH Direct Deposit
ACH Checks
ACH Straight-Through-Processing, business to business electronic payments and CTX

Banks: Refer ACH Universal software to your clients. Or license the software and distribute it directly to your clients, with your unique formats and bank logo preprogrammed into the software.
FedLine Advantage ACH Software Replacement

VAR's (Value Added Resellers): Expand and automate your client's existing accounting package or treasury management system with ACH Universal. Please see our integration information.

Note: ACH Universal is also marketed under ACH Universal to create ACH files in NACHA formats in many on-line resellers and catalogs.


Can't find what you need? Contact us online or at 866-226-5732
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