The POP Standard Entry Class code is used by Originators as a method of payment for the in-person purchase of goods and services by consumers. The Single Entry debits are created by the originator based on written authorization and account information from a source document (check) obtained from the consumer at the point-of-purchase.
 
The source document is voided by the merchant and returned to the consumer at the point-of-purchase is used to collect the information required to create the ACH Debit entry to the consumer's account.

 

The mappings for remaining fields required to use POP are:

•Name as Name

•Account number as Bank_Account_Number

•Routing  Number as ABA_Routing_Number

•Amount as Amount or Amount_Reverse_Sign

•Check as ACH_Check

•City as Term_City_POP

•State as Term_State_POP