The first step in using ACH Universal is to create an account to hold your imported data.  This applies to both CTX and non-CTX codes.  If you will be creating CTX as well as non-CTX files, it is recommended you use one account for CTX-only transactions and one account for all other transactions.

 

Creating an Account

 

Create an account by selecting from the main menu File > New Account.

 

 

Format Selection

 

In the ACH Setup Wizard (lower left corner of ACH Universal), on screen 4 of 6, you will see Figure 1 (below).  Select the radio button for CTX-EDI Subsets.  In almost every situation you will use EPN STP 820.  Make sure it is visible in the dropdown box.

 

Figure 1 - Account Setup

Figure 1 - Account Setup

 

 
 

CTX Tab

 

On the final screen (Screen 6 of 6), select the CTX tab.  You will see Figure 3 (below).

 

Figure 3 - Account Setup

Figure 3 - Account Setup

 

In the first dropdown box, select the method your organization is using to identify yourself at the transaction level.  This is decided by your bank. Your choices are:

 

U.S. Federal ID

Federal ID number

DUNS

Dun and Bradstreet number

DUNS plus suffix

Dun and Bradstreet number with a mutually-agreed upon suffix string




 

Enter the ID number of the type selected into the textbox.

 

Leave the defaults for all other fields unless instructed differently by your bank.