Create ACH (NACHA) Files

ACH Universal creates ACH files in accordance with NACHA standards - and these files are accepted by all US Commercial Banks.

The ACH files are created locally on your computer and are then transmitted to your bank.

While the ACH file is typically transmitted by a web upload on your bank's web site - your bank may specify another method of transmission

An example of an ACH File created:

Create files in PPD/PPD+, CCD/CCD+, CTX and many other standard entry class (SEC) formats.

No File or Volume fees

ACH Universal is unique in that it is not a service that charges a transaction fee, but it is ACH software installed at your location, enabling you to create an unlimited number of ACH files.

There are no fees for files, batches or line items - or for any volume activity whatsoever.

Automate the process

Our Software Integration Kit (SIK) allows for full automation, including:

• Importing
• ACH File Creation
• ACH File Transmission to your Bank

The SIK requires no programming. It is designed for power users and comes with a full graphical user interface. See our Software Integration Kit for additional information.

Import from virtually any source - import compatibility

Standard version
-QuickBooks and QuickBooks Online
-Excel or CSV file

Corporate version
Includes import formats from Standard, and
-ACH
-ACH Return File
-BAI

Advanced version
Includes import formats from Corporate, and
-SQL Server