Have you been asked to create an ACH (NACHA) file to send to your bank?

Compatible With In-House Systems

ACH Universal can create ACH files from:

• QuickBooks - direct integration
• Excel and comma delimited (csv) files
• SQL Server, and
• All major accounting packages, including Peachtree, Microsoft Dynamics GP/NAV/AX, Sage, ACCPAC, Macola, Epicor, Lawson, JD Edwards, SAP, MAS 90/200/500, PeopleSoft and even Oracle Financial's
• Any legacy systems that can export to Excel or a csv file

Are you a QuickBooks user?
See our ACH Software for QuickBooks integration module.

Compatible With Your Bank's ACH File Requirements

ACH files created with ACH Universal are 100% compatible with your bank. ACH software is updated regularly to insure compliance with all regulations and standard entry class codes.

In fact, our ACH Universal is used in-house by EastPay, a regional NACHA association.

Our clients span government agencies (State of Massachusetts, City of NY), financial institutions (E*Trade, JPMorgan Chase), corporate clients (NASCAR, Western Union) as well as small and mid-sized businesses.

Top 5 Reasons Our Clients Choose ACH Universal™

• Email notification


• QuickBooks - direct integration


• Automation and Integration - able to import transactions in ('On-the-Fly') without the need to create profiles.


• Encryption of stored data - local on computer


• Easy to get started and use.

Same Day ACH Support

Are you ready for Same Day ACH? We are.

The ACH network now allows for same day ACH credit transactions, and will allow debits starting September 15, 2017.

For more information on Same Day ACH and ACH Universal Same Day capabilities.

Easy to use, but don't take our word for it - Create an ACH File Now!

Download a full free working trial now to test with your bank

Please click on the following to view our short video.

Looking to create EFT files for Canada?
ACH Universal now also supports the Canadian EFT 005, 1464 byte format.